Legal, API‑First Infrastructure for Global Payouts to Ukraine
Trust-Capital is a licensed Ukrainian bank giving European fintechs direct, regulated access to Ukraine's instant payment rails — no intermediaries, no delays, no compliance headaches.
BAAS HUB — Licensed MPS Participant
Your direct, regulated gateway to Ukrainian instant payments.
PROBLEM: Why Paying Into Ukraine Is Still Broken
European fintechs hitting Ukraine run into the same wall every time:
- FX you can't predict — volatile spreads, hidden conversion costs, no transparency
- Settlements that take days — while your users expect instant
- Compliance that kills momentum — local banks move slowly, documentation is endless
- Liquidity locked upfront — full pre-funding before a single payout lands
- No API, no automation — manual processes that don't scale
Traditional banks weren't built for fintech velocity. We were.
SOLUTION: DIRECT ACCESS TO UKRAINIAN INSTANT PAYMENTS (MPS)
As a licensed participant of the Ukrainian instant payments system (MPS), we provide:
Instant payouts to any Ukrainian bank account
Direct API automation (no intermediaries)
Regulated, compliant infrastructure
Predictable settlement and transparent pricing
Full alignment with the new Payment Services Law (PSD2‑aligned)
TECHNOLOGY: HOW THE MODEL WORKS
A simple, single‑layer architecture designed for fintechs:
Fintech Partner
Initiates payouts via API.
Bank Core (Trust‑Capital)
Executes instant transfers, performs KYC, manages liquidity.
MPS Infrastructure
Delivers instant credit to any Ukrainian bank.
Direct Settlement Model
No intermediaries. No correspondent banks. No delays.
ECONOMICS: WHY THIS MODEL SAVES UP TO 40%
Our infrastructure eliminates unnecessary layers and reduces operational costs.
€18
Payout execution
€3
KYC onboarding (one‑time per user)
€21
Mandatory local settlement cost
€500
Early Adopter maintenance (instead of €2,000)
€14 000
Annual savings on transactions
€168 000
Total annual savings compared to SWIFT‑based flows
This is why fintechs choose infrastructure over correspondent banking.
LIQUIDITY & SAFETY MODEL
Guaranteed Liquidity Buffer
A pre‑funded operational balance ensures instant execution.
Instant Liquidity
Funds are always available for immediate payouts.
Auto‑Replenishment
Your balance is automatically topped up to avoid interruptions.
How It Works
1
Place a liquidity buffer
2
Execute instant payouts
3
Auto‑replenishment triggers when threshold is reached
ROADMAP: FROM SANDBOX TO LIVE VOLUMES
A clear two-stage go-to-market plan allows partners to plan their technical integration and
commercial launch well in advance.
1
Q3 2026 — API Sandbox
Test environment for integration and compliance alignment.
2
Q4 2026 — Official Launch
Production access for Early Adopters.
Early Adopter Offer:
Partners who sign a preliminary agreement before the Sandbox launch receive
- 6 months of €500/month maintenance (instead of €2,000)
- Priority technical onboarding
- Guaranteed integration slot
WHO IS THIS SOLUTION FOR?
Global Payout Platforms
Mass payouts to contractors, gig‑workers, freelancers.
Logistics & Freight Tech
nstant settlements for drivers and partners.
Marketplaces & E‑commerce
Automated vendor payouts.
Remittance & Cross‑Border Platforms
Fast, compliant transfers into Ukraine.